🌱 Whole Life Insurance — Lifetime Coverage, No Surprises

---

 You don’t need to guess what’ll happen to your coverage as you get older. 

With Golden Shield's Whole Life Insurance, once you set it up, your premiums stay the same for life and your death benefit is guaranteed — as long as payments are on time. 

It’s perfect for anyone who wants peace ☮️ of mind without the hassle. 

•  Lifetime protection – You’re covered no matter when you pass, even well past 100.
   
• Fixed payments – No surprise rate hikes as you age.
   
• Builds cash value – Think of it like a slowly growing savings account you own.

• Simplified Issue Whole Life (aka “no exam”):
   
• Just a health questionnaire — no needles, no stress.
   
• Approval in as little as a day.
   
• Guaranteed Issue Whole Life:
   
• No health questions, full acceptance right away.
   
• Usually limited to $50K, and has a 2-year waiting period before full benefits kick in.

• Seniors, veterans, and anyone wanting assured coverage.
   
• Those looking to leave a legacy, cover final expenses, or build estate value.
   
• Ideal if you want no surprises, no exam, and stable payments.

Since there's no medical exam and the coverage lasts your whole life, the monthly cost is usually a little higher than term insurance. But the trade-off is worth it — your rate never goes up, and the policy builds cash value over time. 

For example, a $75,000 whole life policy might run anywhere from $150 to $600 a month depending on your age and health. 

Whole Life Insurance puts a promise behind your plan. It’s not just a policy — it’s peace of mind. At Golden Shield, you get a trusted guide, not a sales pitch. I’ve seen too many families scramble—don’t wait until it’s too late.

Want to know how it works for you? Let’s talk.