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    Golden Shield Life Insurance · 1954 Airport Rd, Atlanta, GA 30341 · Last updated: July 2026

    This page explains the limits of the information on the Golden Shield Life Insurance website. It works together with our Terms of Use and Privacy Notice. By using this website, you acknowledge the disclaimers below.

    Licensing

    Golden Shield Life Insurance is a licensed insurance agency and broker located at 1954 Airport Rd, Atlanta, GA 30341. Aaron Polk is a licensed agent, NPN 21216745. Georgia Agency License 242517.

    Golden Shield Life Insurance is licensed to discuss and offer insurance products in Georgia, South Carolina, Florida, Texas, California, Ohio, Michigan, Arizona, West Virginia, and South Dakota. Product availability, benefits, riders, issue ages, coverage amounts, premium rates, underwriting rules, exclusions, limitations, and approval requirements vary by carrier and state.

    Independent Producer and Carrier Relationships

    Golden Shield Life Insurance is an independent producer and is not an employee of Ethos or any insurance carrier. Ethos is an agency and third-party administrator, not an insurance company. Products available through Ethos are issued by the applicable insurance carrier and are subject to that carrier's underwriting, approval, policy terms, exclusions, limitations, and state availability.

    Products are issued by unaffiliated insurance carriers and are subject to each carrier's underwriting, approval, policy terms, exclusions, limitations, and state availability. Submitting a quote request or application does not guarantee approval, coverage, a specific premium, or a specific underwriting class.

    Golden Shield Life Insurance may work with multiple insurance carriers and financial product providers, including but not limited to Mutual of Omaha, Foresters Financial, Americo, Ethos, Banner Life / Legal & General, Lincoln Financial, Pacific Life, Corebridge, Allianz, American Equity, American National, Assurity, Athene Annuity, Atlantic Coast Life, Clear Spring Life and Annuity Company, Delaware Life, Equitable, EquiTrust, Fidelity & Guaranty, Global Atlantic, Guardian, MassMutual Ascend, Nassau, Nationwide, New York Life, North American, Oxford Life, Penn Mutual, Principal National Life Insurance, Protective, Royal Neighbors, Sagicor, Securian, Symetra, U.S. Life, and other carriers or providers. Carrier relationships, appointments, product access, and availability may change.

    Products We May Discuss

    Golden Shield Life Insurance may offer or discuss term life insurance, whole life insurance, final expense insurance, burial insurance, mortgage protection insurance, decreasing term life insurance, renewable term life insurance, convertible term life insurance, limited pay whole life insurance, children's whole life insurance, senior whole life insurance, graded benefit whole life insurance, guaranteed issue whole life insurance, indexed universal life insurance, guaranteed universal life insurance, supplemental life insurance, fixed annuities, retirement income planning, disability insurance, income protection insurance, accident insurance, accidental death and dismemberment insurance, hospital indemnity insurance, cancer insurance, critical illness insurance, and serious illness coverage. These product categories are used for general education, and availability may vary by carrier and state.

    No Medical Exam, Simplified Issue, and Guaranteed Issue Products

    No medical exam options may be available for many applicants, including simplified issue and guaranteed issue products. These products may cost more, offer lower benefit amounts, include graded benefits, have waiting periods, or contain limitations compared with fully underwritten coverage. Approval, final pricing, and policy terms depend on the carrier, product, application, state, and underwriting review.

    Guaranteed issue whole life insurance may include limited benefits during the first policy years. For example, the Corebridge Guaranteed Issue Whole Life material states that if death occurs during the first two policy years, the death benefit may be limited to 110% of premiums paid, and in the event of suicide, the benefit may be limited to a refund of premiums only. The same material states that applicants must be between ages 50 and 80 and that total AGL Guaranteed Issue Whole Life coverage on any one person cannot exceed $25,000 in the aggregate.

    Riders and Living Benefits

    Living benefits, accelerated death benefits, waiver of premium riders, child riders, spouse riders, accidental death riders, chronic illness riders, critical illness riders, long-term care riders, and other optional benefits may not be available with every product or in every state. Riders may require additional premium and may be subject to eligibility rules, benefit limits, reductions, waiting periods, exclusions, and carrier approval. If accelerated benefits are used, they may reduce the death benefit and other policy values.

    Indexed Universal Life Insurance

    Indexed universal life insurance is permanent life insurance that may build cash value based in part on index-crediting strategies, subject to policy terms. IUL policies may include charges, fees, surrender periods, cost of insurance charges, premium loads, loan charges, withdrawal rules, cap rates, participation rates, and other limitations. Policy loans and withdrawals may reduce cash value and death benefit, may cause a policy to lapse, and may have tax consequences. Mutual of Omaha's IUL product details, for example, show that IUL products may have surrender charges, policy fees, premium charges, policy loan rules, partial withdrawal rules, riders, and no-lapse provisions that vary by product.

    Fixed Annuities and Retirement Income

    Fixed annuities and retirement income products are insurance products issued by insurance carriers. They are not bank deposits, not FDIC insured, not insured by any federal government agency, and may be subject to surrender charges, market value adjustments, tax rules, carrier-specific terms, and withdrawal limitations. Guarantees are backed by the claims-paying ability of the issuing insurance company.

    Rates, Quotes, and Illustrations

    Any rate examples, quote estimates, premium tables, illustrations, or product examples shown on this website are for educational purposes only and are not an offer of coverage. Final premiums are determined only after a completed application, carrier review, underwriting decision, and policy issue. If rates are shown, the policy type, age, gender, tobacco status, coverage amount, underwriting class, state, and any applicable policy fees should be reviewed carefully. Premiums are subject to change, and limitations and exclusions apply to the products described on this website.

    Not Professional Advice

    Golden Shield Life Insurance does not provide tax, legal, investment, fiduciary, accounting, or financial planning advice. Any information about taxes, retirement income, cash value, policy loans, annuities, estate planning, or business planning is general education only. Please consult your own tax, legal, or financial professional before making decisions. Information about health conditions and underwriting is provided only to explain how life insurance works and is not medical advice.

    Reviews and Client Stories

    Client reviews and stories on this website reflect the individual experiences of those clients. They are voluntary, and clients are not compensated for them. Individual experiences vary, and a past client's experience is not a promise of the outcome, rate, or approval you will receive.

    AI-Generated and Audio Content

    Some content on this website, such as page summaries and audio overviews, is generated with the assistance of artificial intelligence based on the written content of the page, and is labeled where it appears. This content is provided for convenience. If there is any difference between AI-generated or audio content and the written page, the written page controls, and the issued policy contract controls over both.

    Third-Party Websites and Sources

    This website references and links to third-party websites, studies, and organizations, including carriers, industry groups, and review platforms. We do not control these third parties, a reference is not an endorsement, and we are not responsible for their content or practices.

    Costs and Complete Details

    For costs and complete details of coverage, contact Golden Shield Life Insurance or review the applicable carrier policy, rider, outline of coverage, illustration, and disclosure documents.

    Contact Us

    Golden Shield Life Insurance
    1954 Airport Rd
    Atlanta, GA 30341
    Phone: (678) 884-4653
    Aaron Polk, NPN 21216745
    Georgia Agency License 242517
    gsli@goldenshieldlifeinsurance.com

    Thank You

    Your shield is ready. Are you?
    From All of Us Here at Golden Shield Life Insurance, Aaron Polk

    Founder & CEO, Golden Shield Life Insurance. Thank you for letting us help you protect what you have built.

    Start My Quote Call (678) 884-4653
    Golden Shield Life Insurance logo

    Independent life insurance agency, insurance broker and income protection insurance agency in Atlanta, Georgia, serving clients in the states where our agents are licensed.

    Golden Shield Life Insurance
    1954 Airport Rd, Atlanta, GA 30341
    (678) 884-4653
    Open 7 days, 7 AM to 11 PM Eastern
    Book an Appointment
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    Life Insurance

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    Get Quote

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    Company

    • About Us
    • Contact Us
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    • Best Agency in Georgia Award
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    Carriers We Work WithShow listHide list
    • Allianz
    • American Heritage Life
    • American National
    • Americo
    • Ameritas
    • Assurity
    • Baltimore Life
    • Banner Life
    • Brighthouse Financial
    • Cincinnati Life
    • Corebridge Financial
    • EquiTrust
    • Ethos
    • F&G
    • Fidelity Life
    • Foresters Financial
    • Gerber Life
    • Great Western
    • Guardian
    • John Hancock
    • Lafayette Life
    • Liberty Mutual Life
    • Life Insurance Company of the Southwest
    • Lincoln Financial
    • MassMutual
    • Mutual of Omaha
    • National Life Group
    • National Western
    • Nationwide
    • New York Life
    • North American
    • OneAmerica
    • Oxford Life
    • Pacific Life
    • Penn Mutual
    • Principal
    • Protective
    • Prudential
    • Sagicor
    • SBLI
    • Securian
    • State Life
    • Sun Life
    • Symetra
    • Transamerica
    • U.S. Life
    • United Home Life
    • United of Omaha
    • William Penn
    • Allianz
    • American Equity
    • American National
    • Americo
    • Assurity
    • Athene
    • Atlantic Coast Life
    • Axonic
    • Clear Spring Life
    • Corebridge Financial
    • Delaware Life
    • Equitable
    • EquiTrust
    • F&G
    • Global Atlantic
    • Guaranty Income Life
    • Guardian
    • Integrity Life
    • Life Insurance Company of the Southwest
    • Lincoln Financial
    • MassMutual Ascend
    • Mutual of Omaha
    • Nassau
    • National Western
    • Nationwide
    • New York Life
    • North American
    • Oceanview
    • OneAmerica
    • Oxford Life
    • Penn Mutual
    • Principal
    • Protective
    • Reliance Standard
    • Revol One
    • Royal Neighbors
    • Sagicor
    • Securian
    • Sentinel Security Life
    • SILAC
    • The Standard
    • State Life
    • Symetra
    • U.S. Life
    • United of Omaha
    • Ameritas
    • Assurity
    • Guardian
    • Hanleigh Underwriters
    • Illinois Mutual
    • MassMutual
    • Petersen International
    • Principal
    • Pro Financial Services
    • Risk Insurance and Reinsurance
    • The Standard
    • Sun Life
    • Unum
    • LifeSecure
    • Manhattan Life
    • Mutual of Omaha
    • National Guardian Life
    • Thrivent

    GA Agency License #242517  ·  Agency NPN #22189085  ·  Aaron Polk NPN #21216745

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    Disclaimer & LicensingShowHide

    Who we are. Golden Shield Life Insurance LLC is an independent insurance agency, Georgia Agency License #242517, Agency NPN #22189085. Guidance is provided by Aaron Polk, licensed life, accident and health insurance agent, Georgia License #3710928, NPN #21216745. Insurance is offered through agents licensed in the state where the client lives, and not every agent is licensed in every state.

    How we are paid. We are paid commissions by the insurance companies we work with. Our help, quotes and policy reviews are free to you, and our compensation does not increase your premium. We compare options from more than 130 insurance companies, but we do not represent every insurance company in the market.

    Quotes and coverage. Quotes are estimates and are not binding. Coverage, final premium and approval are determined by the issuing insurance company after application and underwriting. Policies are issued by the insurance companies, not by Golden Shield Life Insurance. Products, features and availability vary by state and carrier, and not all products are available in all states. Life insurance policies include exclusions and limitations, including a suicide exclusion during the first one to two years, which vary by state.

    No medical exam and guaranteed acceptance. No medical exam coverage is not guaranteed approval. Approval may depend on your answers to health questions and on medical and prescription records. Guaranteed acceptance and graded benefit policies include a waiting period, often two to three years, before the full death benefit is paid for death from natural causes. Plans with no waiting period require underwriting approval.

    Burial insurance. Life insurance does not specifically cover funeral goods or services and may not cover the entire cost of a funeral. Your beneficiary may use the proceeds for any purpose.

    Supplemental insurance. Cancer, critical illness, accident, hospital indemnity, dental and vision policies are supplemental insurance. They are not major medical insurance and are not qualified health plans under the Affordable Care Act. Cancer insurance may be called specified disease insurance in some states. Supplemental policies may pay cash directly to the policyholder and include limitations, exclusions and waiting periods. Riders are available at additional cost.

    Annuities and indexed universal life. Fixed annuities, indexed annuities and indexed universal life insurance are insurance products, not securities, bank deposits or investments in the stock market. They are not FDIC insured. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company, and each company is responsible for its own financial and contractual obligations. Indexed crediting is subject to caps, participation rates and fees. Surrender charges may apply. Policy values and dividends that are not guaranteed may change.

    Ratings and trademarks. Carrier ratings refer to AM Best financial strength ratings, which reflect an insurer's ability to meet its obligations and may change. Insurance company names and logos are trademarks of their respective owners, and their appearance on this site does not imply endorsement of Golden Shield Life Insurance.

    Ethos. Golden Shield Life Insurance is an independent licensed agency and is not an employee of Ethos Technologies Inc. Ethos policies are issued by the insurance carriers listed at ethos.com/carriers. Complimentary will and trust services are offered through Ethos Estate Planning, LLC with select Ethos policies through the Perks rider. The Perks rider is not available in WA and SD, and will and trust services are not available in AK and LA. Ethos Estate Planning, LLC is not a law firm and does not provide legal, tax or financial advice.

    Mutual of Omaha. Mutual of Omaha life insurance and annuities are underwritten by United of Omaha Life Insurance Company, Omaha, NE. In New York, Companion Life Insurance Company, Melville, NY.

    Other notices. We do not provide legal, tax or investment advice. Client story videos are animated from photos our clients provided, created with Google Vids, and published with each client's review and permission. In-person meetings are by appointment. Not affiliated with or endorsed by any government agency.

    This is a solicitation of insurance. A licensed agent may contact you.

    This website is for U.S. residents only. Information on this site is not an advertisement, solicitation or offer for sale in any jurisdiction outside the United States.

    Golden Shield Life Insurance℠ and the lion crest are service marks of Golden Shield Life Insurance LLC. No part of this website may be copied, published or distributed without prior written permission.

    © 2026 Golden Shield Life Insurance LLC. All rights reserved.

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